Jaspers, Moriarty & Wetherille, P.A.
Seasoned Legal Judgment For The South Metro Area

Shakopee Legal Blog

Yes, there are benefits of Chapter 13 bankruptcy

As an individual with mounting debt and an interest in bankruptcy, it's natural for your attention to first turn to Chapter 7. And while it's the right choice for many consumers, not everyone qualifies. Fortunately, Chapter 13 bankruptcy is another option to consider.

With a Chapter 13 bankruptcy filing, you're able to use your regular income to repay some or all of your debts via a repayment plan that lasts three to five years.

Why every parent really needs to have an estate plan in place

When you find out you're expecting a kid, unsolicited baby supplies and advice start coming at you from every direction. People seem to have an opinion about what food you feed your baby, what kind of diapers you use and what kinds of toys you let your kid play with.

Fewer people are going to give you practical advice about very serious legal and financial concerns that every parent should consider. For example, finding out that you are about to become a parent means that you need to create an estate plan or at least a last will if you have not already done so. If you don't take action now, you could potentially leave your child in a vulnerable position in the future.

Do you need to modify your child support?

After the dust settles from a divorce, many parents find that their child support order is simply not a good fit for their needs or the needs of their child. Courts aim to create a fair arrangement that focuses on the best interests of the child, but circumstances can change rapidly for any parent, and it is always wise to look carefully at a child support order if it is unsustainable or insufficient.

If you face a child support conflict and need to seek an adjustment, be sure to create a strong legal strategy before you move forward. Courts take child support delinquency seriously, and if a parent chooses to make "unofficial" modifications to their support, this may result in serious legal consequences. By using strong legal resources and guidance as you need them, you can create a strategy that protects your rights and priorities.

Debunking common prenup myths

People use prenups more now than they used to, and the basic stigma around them has changed. Part of the reason may be the way that people now accept divorce as a possibility and a potential outcome, rather than a personal failing. They understand that divorce is sometimes the best option -- in cases of financial, emotional and even physical abuse, for instance -- and that it is statistically fairly likely. With this in mind, prenups are not a way to admit that your marriage will fail, but a way to protect yourself if it does.

However, it is often hard to change some of these deep-seated ideas, and this gives rise to a lot of myths since people have resisted prenups and do not understand them. Let's break down a few of those myths.

What's exempt from liquidation in Chapter 7 bankruptcy?

Filing for bankruptcy could have you feeling like you're in the middle of a 1980s "rags to riches and back to rags again" type of movie. We all remember the scene from Rocky when the banks came to collect all of the expensive luxury items he had in his home. The thing is, bankruptcy isn't like this for most people, and you'll probably be surprised by the property that is exempt from liquidation.

Bankruptcy isn't meant to leave you penniless and possession-less. It's supposed to give you a fresh financial start on firm and solid ground, so you'll get to keep the things that are essential to your life. In most cases, you can keep your car, furniture, clothing and other necessities -- even some of the equity you've built up in your home.

Did you receive an unfair child custody decision?

Losing your child custody battle can be devastating, but if the judge who decided your case made an unlawful or unfair decision -- or if something went wrong during the litigation process that falls outside of the law -- you may be in a good position to appeal the results of your case. Although not many child custody decisions provide the factual backdrop to support a child custody decision appeal, these scenarios are not unheard of.

When can I file a child custody decision appeal?

What's the right kind of parenting plan for you and your family?

If you're a parent with young children who is facing divorce proceedings, one of the most important decisions on your mind probably relates to child custody. Should you adopt a 50-50 parenting structure where your children live with you half the time and your spouse the rest, giving your children the benefit of equal time with both their parents? Or, should you do an every-other-weekend plan and have your children live in one home?

Let's take a closer look at these two parenting agreement strategies, including the benefits and advantages of both:

My car was repossessed: Can I recover it?

If someone is late on his or her vehicle loan payments, it could result in the bank taking possession of the car. After the car loan goes into default, the bank will contract a repossession man or woman to arrive -- usually when you least expect it -- and commandeer your car.

Your bank has the legal right to repossess your car if you become delinquent on your loan. However, there's one way to stop vehicle repossession: Filing for bankruptcy.

When the Government Wants to Take (or Use) Your Property


Many people have heard of condemned property, or eminent domain. That is the government's power to take or use privately owned property if it is for a "public purpose." Expansion of roads or construction of controlled access interchanges is generally considered a public purpose if conducted on public roadways. An example of one such project is that currently underway on Highways 169 and 41 in Scott County, Minnesota. Utilizing federal funding, Scott County is seeking to change access to U.S. Highway 169 by constructing overpasses and interchanges. To complete the project, Scott County will need to acquire and use adjacent property owned by private individuals and businesses.

Is there a good time of year to end a marriage?

According to a psychiatrist from the Advocate Medical Group, different times of the year could put more strain on a relationship than others. In fact, most Minnesota divorce lawyers will tell you that January and February are among the most popular times for couples to initiate their divorce proceedings. So, if you're considering divorce in the beginning of the year, you're not alone.

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